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PAYMENT DISTRIBUTION OCCURED ON OCTOBER 9, 2013

If your Associated Bank Account is open and you are eligible for a payment under the Settlement, you received an account credit on October 9, 2013.

If your Associated Bank account has been closed and you are eligible for a payment under the Settlement, you will receive payment by check. Your check was mailed on October 9, 2013. Please be patient in waiting for your check to arrive.

All the information you need regarding your account credit or check is available on this website.
Go to the FAQs for detailed information.

If you paid Overdraft Fees to Associated Bank, N.A., you may be eligible to receive a payment or Account credit from a class action settlement.1


Case Background

The purpose of this website is to inform you about a proposed settlement of this class action lawsuit and about all of your options before the Court decides whether to give Final Approval to the Settlement. This website explains the lawsuit, the Settlement, your legal rights, what benefits are available, who may be eligible for those benefits, and how to get them.

A $13.0 million Settlement has been reached in a class action lawsuit about the order in which Associated Bank, N.A. (“Associated”) posted Debit Card Transactions to consumer deposit Accounts, and the effect the posting order had on the number of Overdraft Fees the bank charged its Account holders. Associated denies the claims in the lawsuit and maintains there was nothing wrong about the posting order used. The Court has not decided which side is right.

The complaint in the lawsuit is posted on this website and contains all of the allegations and claims asserted against Associated. Associated denies the claims in the lawsuit and maintains there was nothing wrong about the posting order used.

You are a member of the Settlement Class if you: (a) had an Associated consumer deposit Account that was opened anywhere other than in Illinois and accessible with an Associated debit card between January 1, 2004 through July 26, 2012; or (b) had an Associated consumer deposit Account that was opened in Illinois and accessible with an Associated Debit Card between April 2, 2000 and July 26, 2012; and were charged one or more Overdraft Fees as a result of Associated’s practice of posting Debit Card Transactions from highest to lowest dollar amount.

To be included in the Settlement Class, you must have had one or more Overdraft Fees caused by Debit Card Transactions posted high to low by dollar amount in your Account on a single day during the time periods listed above.

Payments or Account credits will be automatically made to Settlement Class Members who do not opt-out of the Settlement. Details on the formulas for determining payment amounts, Account credits, and other Settlement benefits are included in the detailed Long Form Notice and the Settlement Agreement, both available on this website.

If you would like further information about the claims asserted in this case, you can review a copy of the Settlement Agreement here.


1 All capitalized terms herein have the same meanings as the defined terms in the Settlement Agreement, a copy of which may be found on this website.